Primary Savings
To become a member of Health Care Family Credit Union, you must open a Share (Savings) Account with a minimum $5 deposit. HCFCU Share Accounts function as a traditional passbook-type account, and earn quarterly interest on a $250 minimum average balance.
Regular savings accounts are the cornerstone of sound financial management.
We are a consistent leader in savings account rates. Plus, the National Credit Union Administration (NCUA), the strongest deposit-insuring agency of the federal government, and the Excess Share Insurance Corporation (ESI), insure members’ savings to $500,000. There is no safer place to invest your money than HCFCU. With Direct Deposit and Payroll Deduction, you can have as many thrift savings accounts as you want! Deposit as much as you want as often as you want and watch your savings grow toward each of your goals – furniture, a house down payment, college, travel, gifts – the possibilities are endless!
Secondary Savings
Health Care Family Credit Union offers you several convenient, interest-bearing savings accounts designed to help you save.
Christmas Club Account
We offer you a savings account designed to help you save for the holidays. With a Christmas Club Account you can:
- Enjoy the convenience of making deposits with Payroll Deduction
- Plan ahead so you don’t have to rely on credit cards
- Earn dividends on your balance
- Funds are automatically disbursed in October and we don’t require a minimum deposit
- Fees apply for early withdrawal
Wish Club Account
We offer you a savings account designed to help you save for anything you wish! A new house, your dream car or even just to build your emergency fund! With a Wish Club Account you can:
- Enjoy the convenience of making deposits with Payroll Deduction
- Plan ahead to take the stress out of large purchases
- Earn dividends on your balance
- Withdrawals can be made once per month and we don’t require a minimum deposit
- Fees apply for frequent withdrawal
