Get a fresh start for 2026!
Debt pay-down loan as low as 8.99% APR*
Simplify your debt, and save more with Health Care Family Credit Union!
- Take up to 36 months to repay your loan.
- Borrow up to $20,000.
- We won’t penalize you for early payoff.
We can help make this your best year yet!
*APR=Annual Percentage Rate. Rates and terms subject to change, creditworthiness and other factors. Contact HCFCU for complete details.
*By failing to comply with application and scholarship guidelines, this will result in scholarship forfeiture. Contact HCFCU for complete details
Student members: Apply for our $2,500 scholarships!*
Applications due March 28
Health Care Family Credit Union can help student members take the next step with TWO scholarship opportunities:
- Health Care Education Scholarship: Open to students pursuing or already working toward a health-care degree.
- Karen Kenney Scholarship: Open to all graduating high school seniors pursuing a non-health-care degree.
Tell your student members to apply today!
Save $600+*
The smart money is with us
If you’re looking to save money on interest and fees, our credit cards are a smart alternative to those high-interest options. Whether you’re making everyday purchases or transferring existing balances, you’ll enjoy:
- Fixed annual percentage rates that are less than half the national average
- No annual or balance transfer fees
- ScoreCard Reward points for all purchases
- And more
Hundreds of dollars in savings could be yours!
*The savings example compares the difference between the amount paid in interest on the HCFCU Visa® Platinum credit card’s 10.9% annual percentage rate and the St. Louis Metro market average 14.94% annual percentage rate, based upon a $5,000 average daily balance over 36 months. Contact HCFCU for complete details and your specific savings.
*Each student will receive up to $10 for straight ‘A’s. Contact HCFCU for complete details.
Good grades pay
Report Card Rewards are here!
When students put in the work, we love recognizing it. Youth members can bring in their fall semester report card and earn $2 for each ‘A’, up to $10!* It’s our way of celebrating dedication and supporting their success.
Show off those ‘A’s today! Visit either of our office locations with your student and their report card to earn for their good grades.