Current Promotions

1$300 will be deposited into the member’s savings account when a minimum of $20,000 is financed by HCFCU. $150 will be deposited into the member’s savings account when $15,000-$19,999.99 is financed by HCFCU. Offer good through 10/31/26. Current HCFCU auto loans are ineligible for this offer. 2Member must meet credit qualifications to be eligible for this offer, plus have a minimum term of 36 months. 3Interest will accrue during the deferral period. 4APR=Annual Percentage Rate. Rates and terms are subject to change without notice. Contact HCFCU for complete details on all offers.

Drive your dollars further

Whether you’re financing your next ride or wanting a better rate or payment on your current auto loan, we can help you put more money back in your pocket!

Up to $300 cash back1 Free six-month term extension2

Plus, you’ll enjoy these great benefits:

  • No payments for up to 90 days3
  • NEW lower fixed rates as low as 4.24% APR4
  • Flexible repayment terms up to 84 months

Drive your dollars further with an HCFCU auto loan today!

Apply here

Join us for our free budgeting webinar

Tuesday, Sept. 22 at 6 p.m.

Join us virtually to get smart tips for building your personal budget. Our Executive Vice President Sam Davis will:

  • Explain how a budget can help with managing money and reducing stress
  • Share a budget template to help you create your own custom budget
  • Provide resources for tracking and adjusting your budget

If you have a specific budgeting question you want answered, send it to Sam before the event at [email protected]. Register today!

Register here

Make your paycheck save for you

Building your savings is easier when it happens automatically. With a payroll deduction certificate of deposit (PDCD) from Health Care Family Credit Union, you can deposit a portion of each paycheck into a CD and steadily grow your savings over time.

And with an HCFCU PDCD, you’ll enjoy these great benefits:

  • Avoid stock market uncertainty with guaranteed returns.
  • Dividends can be put back into the PDCD or deposited into another HCFCU account.
  • Flexible terms range from six to 60 months.

Make saving part of your payday routine!

Contact us

Make room for more savings

High-interest credit card balances can take up valuable space in your budget. When you transfer your credit card balance(s) to a Health Care Family Credit Union credit card, you’ll enjoy more savings by paying less interest.

An HCFCU credit card comes with great benefits such as:

  • No annual or balance transfer fee
  • Visa® or MasterCard® options
  • ScoreCard Rewards points for all purchases
  • And more

Make more room for savings, and transfer your balances today!

Contact us

Dump your old documents

Fall shred week
Oct. 5-10 at both offices

Make document decluttering part of your fall cleanup during our upcoming shred week! Stop by during business hours to safely dispose of your personal and confidential documents in our secure shred bins. Please don’t bring magazines, newspapers or general paper waste.

  • Protect yourself from identity fraud by safely disposing of sensitive information.
  • Reduce clutter, and create a more organized space.
  • Support the environment by ensuring shredded materials will be recycled.

Dump your documents during shred week!

Office locations

It's time to celebrate our members!

Friday, Oct. 9
11 a.m. to 1 p.m.

We wouldn’t be HCFCU without you, and our annual Member Appreciation Day is our chance to celebrate the people who make our credit union community so special. Stop by either office to enjoy a free hotdog lunch, enter our raffle for a chance to win prizes and grab a coffee from Travelin’ Tom’s Coffee Truck. Coffee will be available at our Richmond Heights office from 11 a.m. to 1 p.m. and our St. Peters office from noon to 1 p.m.

Thank you for your continued membership, support and trust!

Office locations