Savings & Investment Rates

February 5, 2026

Savings Accounts

  • Primary Share (Savings) 0.10% APY

    Requires a $250 minimum average daily balance to earn dividends.

  • Christmas Club/ Wish Club 0.10% APY

    Requires a $250 minimum average daily balance to earn dividends.

  • IRA Share (Savings) 0.30% APY

    Requires a $250 minimum average daily balance to earn dividends.

  • Gold Checking 0.10% APY

    Requires a $750 minimum average daily balance to earn dividends.

Certificates of Deposit

  • 6 Month Certificate of Deposit 3.45% APY

    Certificates of Deposit require a minimum deposit of $1,000.

  • 12 Month Certificate of Deposit 3.81% APY

    Certificates of Deposit require a minimum deposit of $1,000.

  • 24 Month Certificate of Deposit 3.45% APY

    Certificates of Deposit require a minimum deposit of $1,000.

  • 24 Month Certificate of Deposit - $50,000 + 3.55% APY

    Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.

  • 36 Month Certicicate of Deposit 3.50% APY

    Certificates of Deposit require a minimum deposit of $1,000.

  • 36 Month Certicicate of Deposit - $50,000 + 3.60% APY

    Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.

  • 60 Month Certificate of Deposit 3.55% APY

    Certificates of Deposit require a minimum deposit of $1,000.

  • 60 Month Certificate of Deposit - $50,000 + 3.66% APY

    Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.

  • 12 Month Build A Certificate of Deposit 3.81% APY
  • 24 Month Build a Certificate of Deposit 3.45% APY
  • 36 Month Build A Certificate of Deposit 3.50% APY
  • 60 Month Build a Certificate of Deposit 3.55% APY
  • 24 Month Bump Up Certificate of Deposit 3.35% APY

    Certificates of Deposit require a minimum deposit of $1,000.

  • 36 Month Bump Up Certificate of Deposit 3.40% APY

    Certificates of Deposit require a minimum deposit of $1,000.

  • 60 Month Bump Up Certificate of Deposit 3.45% APY

    Certificates of Deposit require a minimum deposit of $1,000.

Money Market Accounts

Maximize your dividends while maintaining access to your funds
2
27% APY
For Balances of $250,000 and more
  • 1.21% APY on Balances of $2,000 - $4,999
  • 1.31% APY on Balances of $5,000 - $9,999
  • 1.51% APY on Balances of $10,000 - $24,999
  • 1.61% on Balances of $25,000 - $49,999
  • 1.81% APY on Balances of $50,000 -$99,999
  • 2.07% APY on Balances of $100,000 - 249,999
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APY = Annual Percentage Yield.