Classic Checking
This basic account requires no minimum balance and does not limit you in the number of transactions each month. You will also enjoy no monthly fees or service charges. You only pay for the cost of printing your checks!
*Participating in the Save My Change round-up program is subject to our terms and conditions. By enrolling, you agree to these terms. The program may be discontinued at any time. The credit union reserves the right to modify or terminate the round-up program at our discretion. Members will be notified of any changes or cancellations as required. Contact HCFCU for complete details. Save My Change Round-Up Program
Imagine saving money every time you make a purchase! With our Save My Change round-up porgram, we’ll round up every eligible debit card transaction, and the spare change goes straight into your designated savings account.* It’s an easy way to save a little more each transaction!
– Applies to debit card purchases and electronic transactions from your HCFCU checking account.
– Each transaction rounds up to the nearest whole dollar.
– Funds immediately transfer after each transaction.
– The rounded-up funds will be deposited into your HCFCU savings or money market account.
– Enjoy the program at no additional cost!
Gold Checking
You’ll earn dividends on this account if you maintain a $750 minimum average monthly balance. PLUS, if you maintain a minimum balance, you’ll enjoy no monthly fees or service charges.
Fastrack Club
We’ve designed this account that teaches practical account management skills and financial knowledge for teens ages 13-19.
Fresh Start Checking
Get a second chance to build a strong financial future! This account doesn’t require a minimum balance. Simply make an initial $50 deposit and set up direct deposit for at least one recurring check. You’ll be able to enjoy quick, convenient access to your checking funds for a low monthly maintenance fee of $10. Best of all, if you properly manage your account for 12 months, you can request to switch to a free, traditional checking account!
Overdraft Protection
Our overdraft protection services can help you avoid the embarrassment of accidentally bouncing a check or having your debit card be declined.
OVERDRAFT PROTECTION
This service will automatically transfer from your savings, personal line of credit or other account of your choice to cover transactions that would overdraft your account. Fees and restrictions apply.
COURTESY PAY
This service allows us to pay transactions on your behalf even if the transaction causes your account to become overdrawn. Fees and restrictions apply.
Mobile App & Mobile Deposit
Visit the Apple App Store or the Google Play Store to download our App!
